24 Hours
Terrorism financing suspicions.
Reporting
Suspicious Matter Reports. Know When to Report
How to submit Suspicious Matter Reports to AUSTRAC. Timeframes, triggers, and reporting obligations explained.
SMR reporting explained
A Suspicious Matter Report (SMR) must be submitted to AUSTRAC when you form a suspicion that a customer or transaction may relate to money laundering, terrorism financing, or other serious crimes.
Reporting timeframes
3 Business Days
All other suspicious matters.
7 Years
Keep records of all reports.
Frequently asked questions
What is a Suspicious Matter Report?
An SMR is a report to AUSTRAC when you suspect a customer or transaction may be linked to money laundering or terrorism financing.
When must I submit an SMR?
Within 24 hours for terrorism financing, or 3 business days for other matters, from when suspicion is formed.