ARCgx

Digital Guarantees. Standardised. Enforceable. Real-time.

Issue, accept, manage and claim digital guarantees with complete control and an immutable audit history.

Issue once. Trust everywhere.

ARCgx replaces paper guarantees with a secure, standardised digital format. Issuers gain full control and lower costs. Beneficiaries gain verifiable, enforceable instruments with portfolio-level visibility. Applicants get transparency across the lifecycle.

Every action creates an immutable audit event — from issuance to acceptance, amendment, release and claim — so compliance and reconciliations become straightforward.

Bank Guarantees Are Still Stuck in the Past

Think about it: you're using cloud banking, instant payments, digital everything. But when it comes to bank guarantees? You're emailing PDFs. Chasing signatures. Calling to verify. It shouldn't be this way.

ARCgx puts guarantees online. Issue in minutes. Track in real-time. Settle without the back-and-forth. Everyone involved — you, the beneficiary, the issuer — sees what's actually happening. No surprises. No disputes that could've been avoided with better info.

If You're Requesting Guarantees

Skip the phone calls. Submit once, track live, get your guarantee signed and ready to use. Done.

If You're Managing Claims

Verify a guarantee instantly. Submit a claim with the right evidence. See exactly where it is instead of guessing.

If You're Issuing Them

Control your portfolio. Enforce your policies. Audit everything. Manage it all in one place instead of juggling spreadsheets and emails.

What’s included

A complete lifecycle for enforceable, verifiable digital guarantees.

Standardised formats

Consistent terms, data model and artefacts across issuers & corridors.

Enforceable claims

Guided evidence, timelines and confirmations reduce disputes and delays.

Real-time portfolio

Values, expiries, amendments and claims stream into a unified view.

Enterprise Controls

Policy enforcement, role-based access, maker-checker workflows, and segregation of duties.

Audit history

Immutable event trail with exports and scoped auditor access.

Controls & compliance

Policy enforcement, approvals, maker-checker and segregation of duties.

How it works

From request to claim — with full visibility and control.

  1. 1

    Request

    Applicants submit a guided request; beneficiaries can set acceptance rules.

  2. 2

    Issue

    Issuers validate inputs, run checks and issue a signed digital guarantee.

  3. 3

    Accept

    Beneficiaries verify authenticity online and accept into their portfolio.

  4. 4

    Manage

    Amend, extend, suspend or release with full approvals and timestamps.

  5. 5

    Claim

    Evidence-backed claims workflow with notifications, outcomes and records.

Frequently asked questions

Answers to common ARCgx questions.

What artefacts do we receive?

Signed guarantee file, event history, acceptance records, amendments, releases and claim outcomes.

How does ARCgx integrate with our systems?

It works standalone or can connect with your existing tools. Talk to us about your setup and we'll figure out what works best.

How do I verify a guarantee?

You can verify via a simple link we provide, or through your own system if you're connected. Either way, it's instant and straightforward.

Ready to modernise your guarantees?

Standardise issuance, gain portfolio visibility and reduce dispute risk — all in one platform.