Real Estate Agents
Agents brokering sale, purchase or transfer of real estate.
Real Estate
AML for Real Estate. Prepare Your Agency
AML/CTF obligations for real estate agents, buyer's agents, and property developers from 1 July 2026. AUSTRAC requirements explained.
Real estate professionals are now regulated
From 1 July 2026, AML/CTF obligations apply to real estate professionals — including real estate agents, buyer's agents and property developers. If your business provides designated services with a geographical link to Australia, you'll need to enrol with AUSTRAC and meet compliance obligations.
Who's affected in real estate
Buyer's Agents
Agents acting on behalf of buyers to find property.
Property Developers
Selling house and land packages, apartments off the plan, subdivisions.
Conveyancers
Planning or executing sale/transfer of real estate.
Frequently asked questions
When do real estate agents need to comply?
AML/CTF obligations commence 1 July 2026. Enrolment with AUSTRAC opens 31 March 2026.
What triggers AML obligations for agents?
Providing a designated service when it's reasonably expected the transaction will proceed — typically when the buyer's offer is accepted and contract signed.
Are private sales captured?
No. Incidental sales of real estate by a business and private sales of residential property aren't captured under these designated services.
Related resources
CDD for real estate
ARCaml handles customer due diligence for your property transactions.