AML/CTF Reforms

AML/CTF Reforms 2026. Prepare for What's Coming

Australia's biggest AML/CTF reforms in 20 years. New rules from March 2026.

Australia's biggest AML/CTF changes in 20 years

The AML/CTF Act is changing. From July 2026, Tranche 2 entities come under AUSTRAC regulation. Current entities also have new obligations.

Key dates

Nov 2024

Act Passed

AML/CTF Amendment Act passed.

Aug 2025

Rules Tabled

New Rules 2025 in Parliament.

31 Mar 2026

Current Entities

New obligations start.

1 Jul 2026

Tranche 2

New sectors regulated.

2029

Transition Ends

Reporting transition complete.

Key changes

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80,000+ Entities

New businesses regulated.

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Tranche 2

Real estate, legal, accounting.

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FATF Alignment

International standards.

Frequently asked questions

What are the reforms?

Australia's biggest AML/CTF changes in 20 years, expanding to new sectors.

When do they start?

31 March 2026 for current entities, 1 July 2026 for Tranche 2.

Ready for the reforms?

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